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What do I need to open an account?
| Checking Accounts | Freedom Checking
Non-interest bearing | Spirit Checking
Non-interest bearing | Super Now Account
Interest bearing | Veterans Honor Account
Interest bearing |
|---|---|---|---|---|
Checking Accounts Minimum Balance to Open | Freedom Checking
$.01 | Spirit Checking
$.01 | Super Now Account
$.01 | Veterans Honor Account
$100 |
Checking Accounts Monthly Minimum Balance | Freedom Checking
None | Spirit Checking
$200 daily balance or $1,000 minimum average daily balance each statement cycle | Super Now Account
$500 daily balance or $1,000 minimum average daily balance each statement cycle | Veterans Honor Account
$.01 |
Checking Accounts Monthly Service Charge | Freedom Checking
None | Spirit Checking
If minimum balance requirements are not met: $5 fee and $0.15/debit charge | Super Now Account
If minimum balance requirements are not met: $8 fee and $0.15/debit charge | Veterans Honor Account
None |
Checking Accounts Debit Card (Subject to approval by FTSB) | Freedom Checking
Included Unlimited debit card activity | Spirit Checking
Included Unlimited debit card activity | Super Now Account
Included Unlimited debit card activity | Veterans Honor Account
Included Unlimited debit card activity |
Checking Accounts Statements | Freedom Checking
e-Statements required | Spirit Checking
Paper or e-Statements available | Super Now Account
Paper or e-Statements available | Veterans Honor Account
Paper or e-Statements available |
Checking Accounts Checks | Freedom Checking
Unlimited check writing First box of checks included | Spirit Checking
Unlimited check writing | Super Now Account
Unlimited check writing | Veterans Honor Account
Unlimited check writing First box of checks included, $5 off after first box |
Checking Accounts Additional Details | Freedom Checking
N/A | Spirit Checking
$2 minimum balance fee for students 22 and under and seniors 62 and older Non-profits are eligible for one account with no monthly service charge Available to corporations & small businesses | Super Now Account
N/A | Veterans Honor Account
Earn .15% above posted CD rates $5 off annual safe deposit box. A $10 donation will be made to the VFW, American Legion, Auxiliary, Iowa Veterans Trust, Hunting with Heroes or FAVA upon opening; a donation will be made yearly to the same organization in the amount of $2 for every $1,000 average balance Identity theft insurance included - $5,000 per account* |
*Insurance products or annuity contracts are not a deposit, not FDIC-insured, not insured by any federal government agency, not guaranteed by the bank, and may go down in value.
Ph: 641-562-2696
Fx: 641-562-2903
View MapLobby Hours
Mon-Thurs
8:30 a - 3:00 p
Fri
8:30 a - 5:00 p
Drive-Up Hours
Mon-Thurs
8:00 a - 4:00 p
Fri
8:00 a - 5:00 p
Sat
8:30 a - 11:30 a
Ph: 515-886-2242
Fx: 515-886-2561
View MapLobby Hours
Mon-Thurs
8:30 a - 12:00 p, 1 - 3 p
Fri
8:30 a - 12:00 p, 1 - 5 p
Ph: 641-843-4455
Fx: 641-843-3233
View MapLobby Hours
Mon-Thurs
8:30 a - 3:00 p
Fri
8:30 a - 5:00 p
Drive-Up Hours
Mon-Thurs
8:00 a - 4:00 p
Fri
8:00 a - 5:00 p
Ph: 641-592-2660
Fx: 641-592-2668
View MapLobby Hours
Mon-Thurs
8:30 a - 4:00 p
Fri
8:30 a - 5:00 p
Drive-Up Hours
Mon-Thurs
8:00 a - 4:00 p
Fri
8:00 a - 5:00 p
Ph: 507-320-7400
Fx: 507-653-4401
View MapLobby Hours
Mon-Thurs
8:30 a - 3:00 p
Fri
8:30 a - 5:00 p