IRAs

Individual Retirement Accounts (IRAs), from FTSB are the perfect way to help you live the way you want after your working days are over.

We offer:

• Traditional
• Roth
• Simple
• Self-Employed Pension Plans (SEP)

We offer two deposit options for investing your funds:

• Certificate of Deposit (requires a term of at least one year)
• Savings

HSAs

If you have a high-deductible healthcare plan, a Health Savings Account, (HSA), can help you pay for medical expenses. HSAs are:

• Tax-exempt
• Covers out-of-pocket medical expenses
• Subject to eligibility
• A deposit of $.01 is required

Coverdell Education Savings Account

The cost of education continues to rise, but FTSB offers a savings solution to help pay for your children’s education expenses. With a Coverdell Education Savings Account:

• Contribute up to $2,000 per year to a designated beneficiary
• Money can cover expenses related to elementary, secondary or post-secondary education at a public, private or religious institution

To find out more, we encourage you to contact us.