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Get smart about credit: Know what factors affect your credit score

The way you use credit can affect your ability to borrow money in the future. Using credit responsibly is key to securing a positive credit rating. Get Smart About Credit Day is Thursday, Oct. 19, which makes it an ideal time to learn what factors help determine your credit score. Top 5 factors that affect […]

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Tips for Trimming Back-to-School Budgets

Sending your kids back to school can be costly. Between completing the list of school supplies your child’s teacher has created and finding new clothes to replace what your child has outgrown, the expenses add up quickly. There are ways to lessen the burden. As you prepare for another year of back-to-school shopping, FTSB suggests […]

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Mara Frerichs Earns Certificate From the Iowa School of Banking

Mara Frerichs of Farmers Trust & Savings Bank in Buffalo Center successfully completed the 2017 Iowa School of Banking held June 4-9, 2017 at the Marriott Hotel in Coralville. The one-week, two-year school, offered by the Iowa Bankers Association, provides a challenging, educational experience in addition to peer networking.  The interactive curriculum addresses the functions […]

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Skimming – Safety at ATM Machines

Vacation season is upon us, and FTSB wants to make sure consumers do not become victim of skimming this summer. Skimming is an electronic method of capturing a victim’s personal information (such as credit or debit card number and personal identification number) used by identity thieves to steal the victim’s funds.   The skinny on […]

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FTSB Participates in Teach a Child to Save

Farmers Trust & Savings Bank has partnered with North Iowa, West Hancock, Lake Mills and United South Central school districts to celebrate Teach Children to Save Day with savings education. More than one hundred and sixty local youth will explore the benefits of saving money, and the difference between needs and wants. Established by the […]

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