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Privacy Policy

FACTSWHAT DOES FARMERS TRUST & SAVINGS BANK DO WITH YOUR PERSONAL INFORMATION?

FACTS


Why?

WHAT DOES FARMERS TRUST & SAVINGS BANK DO WITH YOUR PERSONAL INFORMATION?


Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

FACTS


What?

WHAT DOES FARMERS TRUST & SAVINGS BANK DO WITH YOUR PERSONAL INFORMATION?


The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number
  • Transaction history
  • Account balances
  • Payment history
  • Credit history
  • Checking Account information
When you are no longer our customer, we continue to share your information as described in this notice.

FACTS


How?

WHAT DOES FARMERS TRUST & SAVINGS BANK DO WITH YOUR PERSONAL INFORMATION?


All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reason Farmers Trust & Savings Bank, chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Farmers Trust & Savings Bank Share? Can you limit this sharing?

Reasons we can share your personal information


For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Does Farmers Trust & Savings Bank Share?


Yes

Can you limit this sharing?


No

Reasons we can share your personal information


For our marketing purposes — to offer our products and services to you

Does Farmers Trust & Savings Bank Share?


No

Can you limit this sharing?


We don’t share

Reasons we can share your personal information


For joint marketing with other financial companies —

Does Farmers Trust & Savings Bank Share?


No

Can you limit this sharing?


We don’t share

Reasons we can share your personal information


For our affiliates' everyday business purposes — information about your transactions and experiences

Does Farmers Trust & Savings Bank Share?


No

Can you limit this sharing?


We don’t share

Reasons we can share your personal information


For our affiliates' everyday business purposes — information about your creditworthiness

Does Farmers Trust & Savings Bank Share?


No

Can you limit this sharing?


We don’t share

Reasons we can share your personal information


For our affiliates to market to you

Does Farmers Trust & Savings Bank Share?


No

Can you limit this sharing?


We don’t share

Reasons we can share your personal information


For nonaffiliates to market to you

Does Farmers Trust & Savings Bank Share?


No

Can you limit this sharing?


We don’t share

Questions?  Call 641-562-2696

 

What we do

What we do


How does Farmers Trust & Savings Bank protect my personal information?



To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate

What we do


How does Farmers Trust & Savings Bank collect my personal information?



We collect your personal information, for example, when you
  • open an account or apply for a loan
  • use your credit card or debit card or make deposits or withdrawals from your account.
  • make a wire transfer.
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

What we do


Why can’t I limit all sharing?



Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes — information about your creditworthiness.
  • affiliates from using your information to market to you.
  • sharing for nonaffiliates to market to you.
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Definitions

Definitions


Affiliates



Companies related by common ownership or control. They can be financial and nonfinancial companies. The affiliates of Farmers Trust & Savings Bank are the Bank Agency, Lakota Agency and Bricelyn Insurance Agency.

Definitions


Nonaffiliates



Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Farmers Trust and Savings Bank does not share with nonaffiliates so they can market to you.

Definitions


Joint marketing



A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Farmers Trust and Savings Bank doesn’t jointly market.
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Buffalo Center

Ph: 641-562-2696

Fx: 641-562-2903

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Lobby Hours

Mon-Thurs

8:30 a - 3:00 p

Fri

8:30 a - 5:00 p

Drive-Up Hours

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8:00 a - 4:00 p

Fri

8:00 a - 5:00 p

Sat

8:30 a - 11:30 a

Lakota

Ph: 515-886-2242

Fx: 515-886-2561

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Mon-Thurs

8:30 a - 12:00 p, 1 - 3 p

Fri

8:30 a - 12:00 p, 1 - 5 p

Britt

Ph: 641-843-4455

Fx: 641-843-3233

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8:30 a - 3:00 p

Fri

8:30 a - 5:00 p

Drive-Up Hours

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8:00 a - 4:00 p

Fri

8:00 a - 5:00 p

Lake Mills

Ph: 641-592-2660

Fx: 641-592-2668

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8:30 a - 4:00 p

Fri

8:30 a - 5:00 p

Drive-Up Hours

Mon-Thurs

8:00 a - 4:00 p

Fri

8:00 a - 5:00 p

Bricelyn

Ph: 507-320-7400

Fx: 507-653-4401

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Lobby Hours

Mon-Thurs

8:30 a - 3:00 p

Fri

8:30 a - 5:00 p