Privacy Policy Farmers Trust & Savings Bank

Privacy Policy

FACTS	WHAT DOES FARMERS TRUST & SAVINGS BANK DO WITH YOUR PERSONAL INFORMATION?
FACTS Why?	WHAT DOES FARMERS TRUST & SAVINGS BANK DO WITH YOUR PERSONAL INFORMATION? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
FACTS What?	WHAT DOES FARMERS TRUST & SAVINGS BANK DO WITH YOUR PERSONAL INFORMATION? The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number Transaction history Account balances Payment history Credit history Checking Account information When you are no longer our customer, we continue to share your information as described in this notice.
FACTS How?	WHAT DOES FARMERS TRUST & SAVINGS BANK DO WITH YOUR PERSONAL INFORMATION? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reason Farmers Trust & Savings Bank, chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Farmers Trust & Savings Bank Share?	Can you limit this sharing?
Reasons we can share your personal information For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Does Farmers Trust & Savings Bank Share? Yes	Can you limit this sharing? No
Reasons we can share your personal information For our marketing purposes — to offer our products and services to you	Does Farmers Trust & Savings Bank Share? No	Can you limit this sharing? We don’t share
Reasons we can share your personal information For joint marketing with other financial companies —	Does Farmers Trust & Savings Bank Share? No	Can you limit this sharing? We don’t share
Reasons we can share your personal information For our affiliates' everyday business purposes — information about your transactions and experiences	Does Farmers Trust & Savings Bank Share? No	Can you limit this sharing? We don’t share
Reasons we can share your personal information For our affiliates' everyday business purposes — information about your creditworthiness	Does Farmers Trust & Savings Bank Share? No	Can you limit this sharing? We don’t share
Reasons we can share your personal information For our affiliates to market to you	Does Farmers Trust & Savings Bank Share? No	Can you limit this sharing? We don’t share
Reasons we can share your personal information For nonaffiliates to market to you	Does Farmers Trust & Savings Bank Share? No	Can you limit this sharing? We don’t share

Questions? Call 641-562-2696

What we do
What we do How does Farmers Trust & Savings Bank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate
What we do How does Farmers Trust & Savings Bank collect my personal information?	We collect your personal information, for example, when you open an account or apply for a loan use your credit card or debit card or make deposits or withdrawals from your account. make a wire transfer. We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
What we do Why can’t I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates' everyday business purposes — information about your creditworthiness. affiliates from using your information to market to you. sharing for nonaffiliates to market to you. State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

What we do

How does Farmers Trust & Savings Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate

What we do

How does Farmers Trust & Savings Bank collect my personal information?

We collect your personal information, for example, when you

open an account or apply for a loan
use your credit card or debit card or make deposits or withdrawals from your account.
make a wire transfer.

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

What we do

Why can’t I limit all sharing?

Federal law gives you the right to limit only

sharing for affiliates' everyday business purposes — information about your creditworthiness.
affiliates from using your information to market to you.
sharing for nonaffiliates to market to you.

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions
Definitions Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. The affiliates of Farmers Trust & Savings Bank are the Bank Agency, Lakota Agency and Bricelyn Insurance Agency.
Definitions Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Farmers Trust and Savings Bank does not share with nonaffiliates so they can market to you.
Definitions Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Farmers Trust and Savings Bank doesn’t jointly market.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies. The affiliates of Farmers Trust & Savings Bank are the Bank Agency, Lakota Agency and Bricelyn Insurance Agency.

Definitions

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Farmers Trust and Savings Bank does not share with nonaffiliates so they can market to you.

Definitions

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Farmers Trust and Savings Bank doesn’t jointly market.

Buffalo Center

Ph: 641-562-2696

Fx: 641-562-2903

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Lobby Hours

Mon-Thurs

8:30 a - 3:00 p

Fri

8:30 a - 5:00 p

Drive-Up Hours

Mon-Thurs

8:00 a - 4:00 p

Fri

8:00 a - 5:00 p

Sat

8:30 a - 11:30 a

Lakota

Ph: 515-886-2242

Fx: 515-886-2561

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Lobby Hours

Mon-Thurs

8:30 a - 12:00 p, 1 - 3 p

Fri

8:30 a - 12:00 p, 1 - 5 p

Britt

Ph: 641-843-4455

Fx: 641-843-3233

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Lobby Hours

Mon-Thurs

8:30 a - 3:00 p

Fri

8:30 a - 5:00 p

Drive-Up Hours

Mon-Thurs

8:00 a - 4:00 p

Fri

8:00 a - 5:00 p

Lake Mills

Ph: 641-592-2660

Fx: 641-592-2668

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Lobby Hours

Mon-Thurs

8:30 a - 4:00 p

Fri

8:30 a - 5:00 p

Drive-Up Hours

Mon-Thurs

8:00 a - 4:00 p

Fri

8:00 a - 5:00 p

Bricelyn

Ph: 507-320-7400

Fx: 507-653-4401

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Lobby Hours

Mon-Thurs

8:30 a - 3:00 p

Fri

8:30 a - 5:00 p

Christmas Eve: All FTSB locations will be open until 12 PM on Tuesday, December 24th.

Christmas Day: All FTSB locations will be closed on Wednesday, December 25th.

HAPPY HOLIDAYS!

Online Banking

Privacy Policy

Buffalo Center

Lakota

Britt

Lake Mills

Bricelyn